Introducing the MedicAlert Platinum Advantage Rewards Credit Card
MedicAlert Foundation is committed to the health and well-being of all our customers. We also exhibit this commitment to those in financial need through our sponsored services program.
Now with the MedicAlert Platinum Advantage Credit Card, you can help those who need MedicAlert services but can't afford them. Get the MedicAlert Credit Card - and every time you use it, a contribution will be made to help those less fortunate.
- No annual fee
- No balance transfer fee
- 7.9% APR* balance transfers for life
- 1 rewards point for every $1 in purchases
- Earn double points for all medical purchases, including all drugstore purchases, doctor visits, prescriptions, medical services, supplies, and your MedicAlert service and ID products.
- Redeem points to automatically pay for your service renewal each year, to make a donation, or even to purchase new MedicAlert ID products. You can also use your points for travel, merchandise, or gift cards.
The nonprofit MedicAlert Foundation® has provided free services and medical ID products for more than 150,000 less fortunate individuals, as well as free education and training to more than 250,000 first responders. By signing up and using the MedicAlert Credit Card, you can help us make an even greater impact.
APR = Annual Percentage Rate. 7.9% APR is only available to qualified members on balance transfers made within 90-days after account opening. Balance transfer made after that time would be made at the standard Balance Transfer APR (9.9%-17.99%). Minimum transfer amount is $500. The total transferred may not exceed your available credit card limit. There are no balance transfer fees. Purchase APR (9.9%-17.99%). Cash Advance APR (11.9%-17.99%). All APRs are based on creditworthiness and will vary with the market based on the Prime Rate. The penalty APR of 18% may be applied if you make a late payment. Cash advance fee: $3% of the advance ($5 minimum). Membership in NASA FCU is required. All offers subject to credit approval. This credit card is issued by NASA Federal Credit Union is Federally Insured by NCUA.
|Important Visa Disclosure and Credit Information|
NASA Federal Platinum Advantage Rewards Credit Card Terms and Conditions
Interest Rates and Interest Charges
|Annual Percentage Rate (APR)* For Purchases||
9.9% - 17.99%
when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
|APR For Balance Transfers||
7.9% for balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness. The 7.9% will remain in effect for the life of balances transferred within the first 90-days of account opening. Balance transfers made after 90-days of account opening do not qualify for 7.9%.
Otherwise, 9.9% to 17.99%, based on creditworthiness. This APR will vary with the market based on the Prime Rate.
|APR For Cash Advances||
11.9% - 17.99%
This APR will vary with the market based on the Prime Rate.
|Penalty APR and When it Applies||
This APR may be applied to your account if you make a late payment.
How Long Will the Penalty APR Apply? The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period.
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.|
|Minimum Interest Charge||None|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.|
Balance Transfer: None
Cash Advance: 3% of advance ($5 minimum)
Foreign Transactions: 1% of transaction amount
Late Payment: Up to $35 (Charged if minimum payment is not received by the due date.)
Over-the-Credit Limit: None
Returned Payment: Up to $35
Card Replacement: None (Platinum Rewards);
The minimum monthly payment is 2% of your total new balance, or $25, whichever is greater.
How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). See your Account Agreement for more details.
Loss of Promotional APR on balance transfer: We may end your promotional APR and apply the Penalty APR if you make a late payment.
Billing Rights: Information on your rights to dispute transactions, and how to exercise those rights, is provided in your Account Agreement.